In a lot of instances you will not be able to get finance from a regular bank for your cheap house, mainly because the bank may not believe there is value in your property.
In some cases, you will find that the seller of the land can also provide finance - make sure you are not paying too much interest. Some of the blocks of land in New Mexico and Texas, for example, have zero percent interest and you can pay them off over a few years.
And some of these blocks are so cheap, you could buy them on your credit card! For the latest in financing tips and tricks ,keep an eye on our forum.

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